FAQs

At Kyle Insurance Group LLC, we specialize in finding more affordable rates for our clients. Our experienced brokers will search the market to identify competitive prices and create an insurance package that aligns with your specific needs and budget constraints.

We offer complimentary insurance quotes. You can schedule a no-obligation consultation with our team, during which we'll provide you with free quotes from various carriers. This allows you to easily compare options while we assist you in finding the most suitable insurance quote for your needs.

Comprehensive coverage is a type of insurance that covers repair or replacement costs for your vehicle if it's damaged by unforeseen events. These can include theft, vandalism, fire, natural disasters, falling objects, or civil unrest. The coverage extends up to the current cash value of your vehicle.

Indeed, Kyle Insurance Group provides specialized insurance for RVs and motorhomes. We encourage you to contact our insurance brokers to discuss our tailored insurance plans for these types of vehicles.

Generally, car insurance is associated with the vehicle rather than the driver. This means that as long as your friend has a valid driver's license, your insurance should provide coverage for any potential damages that may occur during their use of your vehicle.

An insurance lapse occurs when you either stop making payments on your car insurance or cancel your policy entirely. At Kyle Insurance Group, we advise against allowing your insurance to lapse due to the potentially significant consequences. We assist our clients in maintaining timely payments and inform them about associated risks.

A deductible is the amount you're responsible for paying before your insurance coverage takes effect when filing a claim. As your dedicated insurance brokers, we strive to connect you with carriers offering low deductibles, minimizing your out-of-pocket expenses. This approach ensures you not only receive competitive rates but also find reliable insurers who prioritize their clients' interests.

Typically, driving infractions and accidents remain on your record for three years. However, more serious violations may stay for up to a decade. For instance, an at-fault accident will typically be visible on your driving record for at least six years from the date of conviction.

Hail damage falls under the category of 'act of nature' and is typically covered by comprehensive insurance. However, this coverage usually involves a deductible. In cases of severe damage, your policy will cover costs up to the actual cash value of your vehicle.

No-fault insurance is a policy where your insurer processes claims and covers damages regardless of who caused the accident. This type of insurance accelerates the coverage process, but it often results in higher premiums for the party determined to be at fault.